Ford Finance Center in Fergus Falls

Nelson Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Lease a New Vehicle Near Fargo ND

Leasing is a great choice for Wahpeton shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing a New Vehicle near Morris MN

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options near Alexandria MN

Nelson Auto Center Inc. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Learn More About Ford Finance Options in Fergus Falls

Have you considered the difference between leasing and buying a new vehicle? At Nelson Auto Center, we find that many of our customers come to us from Wahpeton and Detroit Lakes with questions about the benefits of each. Knowing the basics of buying versus leasing can help you to make a more informed decision about your new or used Ford financing needs. Read on for an overview.


Let's start with the financing option that many people know the least about leasing. When leasing a brand-new vehicle, you pay to drive it for a period of about three or four years. Then, you return it. While you won't own the car, several benefits come with leasing. Your payments will be lower since you're essentially just paying for the initial depreciation of the vehicle. You'll be getting a brand-new model, so it's not likely you'll face many repairs or maintenance costs, either. There's no hassle involved when deciding whether to sell or trade-in the car at the end of the lease period. Just bring it back to the dealership.


Buying a car can cost more over time, but you will likely be able to own and drive it for a while with no payments. Plus, making that last payment and knowing the vehicle is yours can be an incredibly satisfying feeling. When you're making payments to own your vehicle, you can modify it and add customizations. You're also free to drive it as many miles as you wish with no limits, unlike with a lease.

What do you think? Have you decided whether leasing or buying would be your best bet? If you still have questions, a representative from our finance team can help. You can give us a call or stop in to see us at Nelson Auto Center in the Fargo area.

 Our Ford finance experts work with a variety of credible lenders to craft a payment plan that you feel comfortable with. There are several financial tools on our website that can help you get a head start on the financing process. Use our credit score estimator to get an idea of the interest rates you may be eligible for. You can also fill out an online finance application to be pre-approved before you even meet with our Ford finance specialists.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Nelson Ford

    2228 College Way
    Fergus Falls, MN 56537

    • Sales: 218-396-4095
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Get in Touch

  • Contact our Sales Department at: 218-396-4095
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-6pm
  • Saturday8am-5pm
  • SundayClosed