Learn More About Ford Finance Options in Fergus Falls

Have you considered the difference between leasing and buying a new vehicle? At Nelson Auto Center, we find that many of our customers come to us from Wahpeton and Detroit Lakes with questions about the benefits of each. Knowing the basics of buying versus leasing can help you to make a more informed decision about your new or used Ford financing needs. Read on for an overview.


Let's start with the financing option that many people know the least about leasing. When leasing a brand-new vehicle, you pay to drive it for a period of about three or four years. Then, you return it. While you won't own the car, several benefits come with leasing. Your payments will be lower since you're essentially just paying for the initial depreciation of the vehicle. You'll be getting a brand-new model, so it's not likely you'll face many repairs or maintenance costs, either. There's no hassle involved when deciding whether to sell or trade-in the car at the end of the lease period. Just bring it back to the dealership.


Buying a car can cost more over time, but you will likely be able to own and drive it for a while with no payments. Plus, making that last payment and knowing the vehicle is yours can be an incredibly satisfying feeling. When you're making payments to own your vehicle, you can modify it and add customizations. You're also free to drive it as many miles as you wish with no limits, unlike with a lease.

What do you think? Have you decided whether leasing or buying would be your best bet? If you still have questions, a representative from our finance team can help. You can give us a call or stop in to see us at Nelson Auto Center in the Fargo area.

 Our Ford finance experts work with a variety of credible lenders to craft a payment plan that you feel comfortable with. There are several financial tools on our website that can help you get a head start on the financing process. Use our credit score estimator to get an idea of the interest rates you may be eligible for. You can also fill out an online finance application to be pre-approved before you even meet with our Ford finance specialists.

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Nelson Auto Center Inc.

2228 College Way
Directions Fergus Falls, MN 56537

  • Contact Us: 218-396-4095

Finance Hours

  • Monday 8:00AM - 7:00PM
  • Tuesday 8:00AM - 7:00PM
  • Wednesday 8:00AM - 7:00PM
  • Thursday 8:00AM - 7:00PM
  • Friday 8:00AM - 6:00PM
  • Saturday 8:00AM - 5:00PM
  • Sunday Closed